For your home loan journey- Helping you to know Eligibility,Rates, process, necessary documents list, EMI comparison and transfer for lowest rates.
Home loan is one of the biggest financial decision in our lives.Before you choose your Bank get information on current interest rates from all Banks.
Bank Name Floating Interest Rate Per Lac EMI Processing Fee Prepayment Charges % Change last 6 months
LIC Housing 6.90% - 8.5% Rs.659 Upto 1 crore - 5000 + GST 1 crore & above - 10000 + GST Nil No Change
AXIS Bank 7.75% - 10.10% Rs.717- Rs.885 Up to 1% of the Loan amount subject to minimum of Rs.10,000/- Nil 0.9%
ICICI Bank 7.1% - 9.50% Rs.699-Rs.841 0.50% - 1.00% of the loan amount or Rs. 1500/- (Rs. 2000/- for Mumbai, Delhi & Bangalore), whichever is higher + applicable Service Tax & Surcharge N.A 1.44%
HDFC Ltd 6.95% - 7.10% Rs 662 - Rs.672 Up to 1.25% of the loan amount or Rs 3,000 whichever is higher, plus applicable taxes Nil 1.98%
GIC HFL 9.10% - 12.50% Rs.909 0.5 % - 1.50% NIL 1.55%
PNB Housing Finance 8.95% - 9.45% Rs.909 - Rs.932 0.25% NIL No Change
IDFC 8.25% Rs.752 upto 1% of the loan amount N.A 1.44%
Indiabulls Housing Finance Limited 8.99% onwards Rs.880 - Rs.1029 Up to 1% of the Loan amount OR Rs. 10000/- Nil 0.4%
Tata capital Housing Finance ltd 9.25% onwards Rs.877(For Women) - Rs.893(For Others) 0.20% - 0.25% of the loan amount + GST. NIL 0%
India Infoline Housing Finance Ltd. 9.00% Rs.932 Up to 1% of the home loan N.A 0.4%
SBI - State Bank Of India 6.95% Rs.659 0.35% of Loan Amount or Rs 10000 plus service tax whichever is less NIL 0.4%
Reliance Home Finance Private Ltd. 8.35% Rs.884-Rs.1244 1% of the loan amount + taxes NIL 0.75%

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