Bank Name | Floating Interest Rate | Per Lac EMI | Processing Fee | Prepayment Charges | % Change last 6 months |
LIC Housing | 6.66% - 7.20% | Rs.649 | 10000 + GST | Nil | No Change |
AXIS Bank | 6.90% - 8.40% | Rs.717- Rs.885 | Up to 1% of the Loan amount subject to minimum of Rs.10,000/- | Nil | 0.9% |
ICICI Bank | 6.70% - 7.55% | Rs.645-Rs.703 | 0.50% - 1.00% of the loan amount or Rs. 1500/- (Rs. 2000/- for Mumbai, Delhi & Bangalore), whichever is higher + applicable Service Tax & Surcharge | N.A | 1.44% |
HDFC Ltd | 6.70% - 7.15% | Rs 662 - Rs.672 | Up to 1.25% of the loan amount or Rs 3,000 whichever is higher, plus applicable taxes | Nil | 1.98% |
GIC HFL | 7.5% - 9.5% | Rs.699 to Rs.840 | 0.5 % - 1.50% | NIL | 1.55% |
PNB Housing Finance | 6.99% - 8.90% | Rs.909 - Rs.932 | 0.25% | NIL | No Change |
IDFC | 8.25% | Rs.752 | upto 1% of the loan amount | N.A | 1.44% |
Indiabulls Housing Finance Limited | 8.99% onwards | Rs.880 - Rs.1029 | Up to 1% of the Loan amount OR Rs. 10000/- | Nil | 0.4% |
Tata capital Housing Finance ltd | 9.25% onwards | Rs.877(For Women) - Rs.893(For Others) | 0.20% - 0.25% of the loan amount + GST. | NIL | 0% |
India Infoline Housing Finance Ltd. | 9.00% | Rs.932 | Up to 1% of the home loan | N.A | 0.4% |
SBI - State Bank Of India | 6.70% - 6.90% | Rs.659 | 0.35% of Loan Amount or Rs 10000 plus service tax whichever is less | NIL | 0.4% |
Reliance Home Finance Private Ltd. | 8.35% | Rs.884-Rs.1244 | 1% of the loan amount + taxes | NIL | 0.75% |
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